Appraisal services for Monticello and Sullivan County homeowners
The top seven reasons NY homeowners hire AJR Appraisal Service:
Own a house in or near Monticello, NY and need help deciding the price of it?
At AJR Appraisal Service, we understand the individual needs of a customer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For Sale By Owner/Pre-Listing ServicesIt's very hard to be objective about your own house because of your emotional attachment to it. Professional appraisers, like the ones at AJR Appraisal Service, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much your house is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value conclusion than yours. PMI Removal AppraisalsPMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. We're experienced in helping clients just like you abolish unwanted PMI insurance. Challenge Tax AssessmentYour local tax assessor may have your house overvalued if you live in a local area that is going down or is not appreciating as much as other houses nearby. That means you are paying more taxes than you should. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting a professional appraisal from AJR Appraisal Service is your #1 weapon when contesting your property tax assessment. Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. This can this be inconvenient from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. AJR Appraisal Service can provide you with a professional appraisal that will help you reinstate your home equity line of credit. We Also Provide Field and Desktop Appraisal Review ServicesWould you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for verity? AJR Appraisal Service offers field reviews where we'll go out and check the subject and comparables in question. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal? We can help you with that Even though this is usually requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your house. |